Does the Surplus Income Calculation and Monthly Income and Expense Reporting in a Bankruptcy include the income of working teenagers?

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How are secured creditors (mortgages, car loans etc.) affected in a bankruptcy or proposal?

Can you tell me what happens to shares in a company when one shareholder declares bankruptcy?

Recent studies indicate that Canadian debt levels are rising across the country. In fact, research has shown that at one point or other, up to half of all workers experience stress associated with financial problems and that stress can affect their health, family life and job performance.

Now that the changes relating to Student Loans, RRSPs and the Wage Earner Protection Act have been proclaimed, it might be appropriate to consider what other changes might be coming.

How can a creditor garnish my wages and does bankruptcy stop a garnishment?

I am living common-law with a person who is bankrupt and pays surplus income amounts each month. I am not bankrupt. Does the bankrupt also have to include EI payments I receive and/or my student loan or MPI rebate cheque as part of his income?

How is the garage sale value of the furniture figured out? I mean, how is it decided what my couch and tv are worth? Do I just give an estimated figure or does someone come out to my apartment and take a look around at what I have?

I delared bankruptcy in 2002 and now have a collection agency hounding me with phone calls about a small unpaid debt from 2001. They call five or six times a day requesting that I call them back and send them money. What do I do?