The insolvency rate in the area, which had been declining since 2010, took a slight uptick to 3.4 per cent in 2018.

As baby boomers continue to age, they face a growing number of questions about how they’re going to manage in the last phase of their lives.

All debt can be overwhelming, but there’s no creditor quite as frightening as the all-mighty tax collector. In fact, unfiled and / or unpaid taxes are two of the most common reasons self-employed individuals and sub-contractors seek the assistance of a Licensed Insolvency Trustee.

High school graduation comes with many opportunities – one of which is the availability of credit. But should you take it?

Another new year is upon us, and with that comes a fresh batch of resolutions.

Some would believe that bankruptcy is an unappealing way to resolve their ongoing debt problems.

Your credit cards are adding up. Add to that several other loans and lines of credit, and the complex juggling act of making your minimum payments can seem like a full-time job.

It almost seems impossible to live without a credit card these days. There are just too many situations where one is required to justify not having one.

In my work as a Licensed Insolvency Trustee, I see firsthand the unfortunate effects financial crises can have on debtors’ mental and emotional wellness.

​As retailers across the province advertise massive discounts to woo shoppers through their doors on Black Friday, thousands of Atlantic Canadians are preparing to paint their pocketbooks red with debt.