Happy New Year and we hope you are having a healthy and prosperous start to the Year of the Tiger!

The debt-to-income ratio is a common headline story; for a long time, it has been reported that the number is very high and ever increasing. So what is this ratio, why is it rising, and most importantly, what does it mean for you personally?

While we’d never pretend to have solutions to all the problems that make Blue Monday depressing, there are steps you can take to reduce the financial stress that comes with this time of year.

In this installment, we’ll discuss why you should close your account because the bank is aware of your filing, and they continue to take payments from your account.

What is Bankruptcy? How does it work? And what are the alternatives? Let’s investigate.

With another New Year’s day come and gone, it’s time to commit yourself to the resolutions you made! And what better way to start the year than with a few financial resolutions?

Mortgage rates are going up. How will you afford the increase in monthly mortgage payments?

Make a plan to reduce your holiday season spending – and stress – with our top 12 tips.

Starting a Consumer Proposal marks the first step in your journey to financial control.