I currently own a home that I cannot afford. I might need to foreclose on the home, is that something that I can talk to MNP about or do I need to talk to someone else?

I delared bankruptcy in 2002 and now have a collection agency hounding me with phone calls about a small unpaid debt from 2001. They call five or six times a day requesting that I call them back and send them money. What do I do?

I have a vehicle, year 2000 value is about $8500.00, with no debt on it. What would happen to this given the vehicle exemption is $5000.00?

I have a lot of questions and have never declared bankruptcy before. I would appreciate some advice.

I living with a second-time bankrupt who filed a year before we moved in together. Does my EI income, student loan, tax refunds, etc. affect his surplus payments?

Where an individual has been bankrupt in the previous decade, and currently is under a significant debt load again, can he file for a second bankruptcy? If so, will monies owed to Canada Revenue Agency be written off or does income tax debt survive a 2nd bankruptcy?

I think i'm in a lot of trouble financially and am worried about losing my home.

If I file for bankruptcy will I lose my GST and Child Tax Benefits?

If someone is still in bankruptcy and is offered employment overseas, can they take this employment while still making payments to the trust?

If you own a condo and car will they be taken away if you declare bankruptcy? What if there is garnishing on your wages, can this be stopped as well? Do I need an appointment to talk with someone there and what hours is there someone available?