The offences and sanctions provisions are contained in Part VIII of the Bankruptcy and Insolvency Act. These are criminal or quasi-criminal violations of law; a person guilty of an offence is liable to a fine or imprisonment.

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I was so discouraged by the debt I had left after my husband passed away that I knew I had to do something different and fast. After checking debt solutions on the internet and picking MNP, I felt comfortable talking to their agent and the response was quick and efficient. I have now been debt free and feel so much better both financially and in my actions that I feel that I can now look forward to a financial freedom life. This is so rewarding...

Norma Gorrill - Oshawa, ON

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