My spouse has been layed off but I am still working and unable to pay for all the bills. Can you still file for bankruptcy or make a proposal to creditors? And what if he is able to find a job, how is everything affect if you have filed?

I have a lot of questions and have never declared bankruptcy before. I would appreciate some advice.

I think i'm in a lot of trouble financially and am worried about losing my home.

I haven't done my taxes for five years, and can't afford to pay h & r block for them. If I file bankruptcy will they take my income tax money? and gst money?

My common law husband passed away Oct 18/08 I was unable to work I just got a job at "__" cooking, my wages are just 10.00hr my rent is 725.00 plus I have 4 credit cards that add up and I just can't do it. Do I qualify for bankruptcy? I don't know how to make ends meet?

Is there a limit to the number of phone calls you need recieve from your creditors. We are bonbarded with 8-9 calls every week even tho we have explained repeatedly why the payments going in are not as large as they want. The phone calls are starting to feel more like harassament that collections.

what happens if you declare Bankruptcy and you or a your child need medical or dental care that you must pay for first then get reimbursed by your companies health care?

Is income tax debt extinguished in a bankruptcy?

The first step towards filing for bankruptcy, is to call and make an appointment with a licensed Trustee. During this appointment, you will be asked to provide information at this appointment which will allow your Trustee to make an assessment of your personal financial situation and advise you of all the options available to manage your debt problems.

I have a judgement on my house from BMO for default on an unsecured credit card, would that be removed in bankruptcy?