Thinking about paying off your Consumer Proposal early? It can be smart move, but only if it fits your existing financial picture.

The latest MNP Consumer Debt Index finds that Quebecers are feeling increasingly confident in their personal finances this quarter as interest rate concerns ease.

The latest MNP Consumer Debt Index finds that Ontarians are feeling increasingly confident in their personal finances this quarter as interest rate concerns ease.

The latest MNP Consumer Debt Index has rebounded significantly to 91 points — an eight-point jump since last quarter after a full year of low scores.

Consumer loans are available in many forms and for a variety of purposes such as purchasing a home, financing a vehicle, and consolidating high interest credit card balances. These financial tools range from ultra specific (e.g., mortgage) to extremely flexible in helping you purchase desired goods and services.

Every day we receive dozens of questions on our website, on social media, and during Free Confidential Consultations wondering how to overcome or alleviate debt without filing a Bankruptcy or Consumer Proposal.

It’s never too early to start saving for Christmas spending. The sooner you include this in your monthly budget, the easier it will be to manage those upcoming expenses and start the following year off without any additional debt.

Creating strong budget habits early in adult life is essential to building a pathway to financial independence. To start, you will need to learn to create a budget.