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Includes money, goods, land and every description of property, whether real or personal, situated in Canada or elsewhere. Real Property is land and the buildings thereon, Personal Property is anything other than Real Property.

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A procedure prescribed in Part X of the Bankruptcy and Insolvency Act, governed by provincial courts, which allows a person to pay debts. Only available in Alberta, Nova Scotia, Prince Edward Island and Quebec (where it is known as Voluntary Deposit Service / Lacombe’s Law).

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A person licensed by the Superintendent of Bankruptcy to administer bankruptcy and proposal estates.

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A financial obligation or debt of an individual or a business, including unpaid taxes, salaries, accounts payable etc.

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​A big thank you to the team of MNP Ltd! Sandra Wolverton was extremely helpful and professional in handling my Consumer Proposal being that I was in a difficult financial situation. Sandra was non-judgemental and thorough in explaining things, offering different options and answering all questions. She responded to every email, every question and every call promptly during this process. Her calm approach, her kindness and her efficient communication...

Anonymous - Victoria, British Columbia

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Thank you ever so much for all your help taking a BIG BURDEN OFF MY SHOULDERS. I have recommended MNP to others.

Anonymous - , Ontario

I got to use MNP. I had originally contacted Price Waterhouse Cooper and they directed me to MNP. Our goal was to get my brother Emile out of the financial mess he was in. The only solution was to go Bankrupt. We did get the financial relief we were looking for. Yes we would recommend MNP to future clients thanks to Laura Hatfield everything went very smoothly. She was there to answer what ever question we had and to help us in anyway...

Monique Comeau - Moncton, NB

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Feeling completely lost and unsure what to do, my husband and I felt ‘relief’ upon meeting Sandy. She was kind, caring, very personable and respectful (throughout the process). She has helped us get control back, not only over our finances, but our lives as a whole. We are forever grateful and highly recommend MNP. They can and will help you.

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My partner and I experienced financial hardship with an overwhelming amount of debt, over the course of our years as parents. Between health circumstances and allowing our situation to get out of control, we knew something had to be done immediately. We approached Sandra Wolverton for a consultation. After our initial meeting, I was given the kind of hope I didn't know existed in the situation we were in. She was incredibly informative, knowledgeable,...

Debby - Victoria, British Columbia

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A friend recommended me to call Candace Bourgeois and her team at MNP when I was running into financial problems. Candace was great to work with, very knowledgeable and was most patient answering all my questions that helped me navigate my new path back to financial freedom. Make the call to MNP, you'll be glad you did.

Kirby - Calgary, Alberta

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