The latest MNP Consumer Debt Index raises red flags about Canadians’ plans to borrow more – and in potentially riskier ways – to make ends meet or finance their purchasing habits over the next few months.

In all aspects of life, we benefit from an ability to anticipate problems before they happen. Whether it’s in your relationships, your job, your health, or simply during your daily commute to work, you know instinctively to keep your eye out for potential red flags.

Simply asking this question means you’re already on your way to financial health. Take a moment to congratulate yourself — recognizing the perils of unplanned and unexpected costs is a massive milestone and will mark a major turning point in your relationship with debt.

What is Bankruptcy? How does it work? And what are the alternatives? Let’s investigate.

Make a plan to reduce your holiday season spending – and stress – with our top 12 tips.

It’s easier than ever to spend more than we can afford. We pay for most purchases with a debit or credit card — or, increasingly, with the wave of a smartphone or swipe of a finger.

The festive season should be a wonderful, joyful, and relaxing time of year. However, the weeks and days leading up to the holidays are often stressful and overwhelming. This is due, in no small part, to the self-imposed pressure to stretch budgets beyond the breaking point and purchase the perfect gifts.