2020-09-28
CRA Super Priority and the Mortgage Lender
Lifestyle Debt
When looking at lending to a self-employed individual, it is no longer enough to see a copy of their tax returns or notices of assessment.
2013-09-25
Here is a link to a good article - with some interesting discussion in the comments - about a young graduate who wants to know if he should invest or pay of his student loan debt.
My preference in the case mentioned would be to concentrate on paying off his debt as rapidly as possible for a few years any way but since we don't know what his job is, or his future prospects, I see far to many people who either neglect to deal with their debt early and find it greatly restricts their flexibility in future years or who take on additional debt (mortgages, car loans, credit cards etc.) without a plan or any room for error. I'm a strong believer in only carrying debt one can manage.
2020-09-28
Lifestyle Debt
When looking at lending to a self-employed individual, it is no longer enough to see a copy of their tax returns or notices of assessment.
2020-08-26
Lifestyle Debt
Moving away from home is an exciting, albeit bittersweet experience. You’ve got a world of freedom and opportunity ahead of you. But the brand-new costs and responsibilities can also feel quite daunting.
2018-07-24
Lifestyle Debt
With the ever-rising cost of post-secondary education comes increased student loan debt.