Credit cards have seemingly become a staple to today’s consumer. Many credit card companies offer points or rewards systems as an incentive to sign up. Major credit cards are accepted by nearly every retail outlet, restaurant, service provider and online product or services provider.

“Talk With Our Kids About Money Day”, held on Wednesday April 15, is an important day to call attention to and an opportunity to talk with our kids and youth about money.

Using a credit card for everyday purchases has increased substantially in the past decade. The ease of obtaining credit cards plus the benefits credit card issuers provide have stimulated use by many Canadians. In 2013 there were over 80 million credit card accounts in Canada.

It’s no secret that financial struggles can be a major contributor to stress and can dramatically affect not only your mental health and emotional well-being, but your physical health as well.

​​​With Mother’s Day fast approaching, I am reminded of some of life’s lessons my mother taught me about spending and shopping.

Congratulations! You’ve found your perfect home and qualified for a mortgage. The big work is done now. Or is it?

Are you able to apply for student loan funding while in bankruptcy? Are provincial and federal rules different? What about the Banks?

Finishing school and trying to jump start your career while navigating student loan debt can be overwhelming to say the least.

As the price of post-secondary education continues to rise, along with cost of living, many students find themselves struggling financially both during the course of their studies and upon entering a very competitive job market upon graduation.

Living in financial uncertainty, with harassing phone calls from creditors, while trying to maneuver through unmanageable debt, can be completely overwhelming. The good news is, you have options, though it can be difficult to fully understand which route best suits your personal financial needs.