I was in debt with a credit and creditors were contacting me 2-3 times a week. Went to the bank for advice. They gave me a 1800 number. 3 calls to the Head Office. I had told them I could pay the last credit card bill but $500.00 a month of interest I could not manage. You incurred the debt YOU will pay the interest. My daughter called them to make arrangements to pay in full the last billed amount. However, she was told exactly the same thing. No!...

This was one of the most stressful things I have ever done. Kiu Lau was excellent to work with. She was understanding and showed an appropriate level of empathy which helped me through my financial situation. Her guidance and ability to communicate the process was important to me and helped mitigate and calm me through these trials and tribulations. Her ability to bring a neutral point of view and to work through the mountain of paperwork was excellent....

I'd like to say thank you to these 3 wonderful ladies that helped me get out of a very deep hole. Tanya, Cheryl, and Kristine. I never thought I would ever fall into the situation of having to claim bankruptcy. I always had a good life and paid my way. However, I fell into a bad situation. My husband had a terrible accident and our income dropped by more than half. He was no longer able to work anymore. After that, my debt went from bad to worse quickly....

MNP essentially rescued my financial life; it's not much of an exaggeration. I moved to Calgary after marital separation to start a new life, and had to face head on my obliterated finances. I got in touch with the MNP folks at the downtown Calgary branch. They were very helpful, didn't judge, and extremely good communicators as they empathetically helped me begin step 1 of my bankruptcy. They acted as my guide throughout the process. I've been...

When I first decided to file for bankruptcy, I was devastated. I felt I was in a deep hole and there was no way out. Never in 1 million years, would I ever think I would be in this situation. I thought my life was pretty much over. No way out. But then I found MNP. It was like a light appeared in my dark hole. And after speaking with the wonderful ladies at MNP, the light became brighter and brighter. With their kind words, and all their advice...

During my marriage, my husband had an addiction of sorts and spent all our money before it could even make it to the bank. This and other reasons led to the demise of our marriage and I had no choice but to file for divorce. Thankfully, I was working but he had left us with so much debt that I did not know how I was going to look after myself and our kids essentially on my own. I had to find a new home for us live and pay for the necessities of life...

We would like to share our experience of our Consumer Proposal with MNP and Wendy Mushansky. When we first met Wendy and explained our situation with our finances, her first words to us were “well you can sit here and beat yourself up over it or we can get to work and fix it”. That was the start of turning our lives around and regaining control of our finances. Wendy took all of our debt information and quickly came up with a plan for...

I was having trouble keeping up with the interest charges on my credit card and MNP helped me with a bankruptcy case. I currently have extra money in a tax free savings account because the pandemic hit shortly after. I am now going to continue to save money from using the budget template which I received from MNP.

MNP was notably knowledgeable, and consistently offered options, while administering the process respectfully and compassionately. I was baffled apropos my options concerning my financial distress. And I was stuck, determined to solve my problems on my own. Concurrently, like quicksand I was going further and further underwater. Donna Carson presented several options precisely and comprehensively. It was the relief of a lifetime, as I felt so trapped...

Hi Raylene, I would like this email to serve as a testimonial for anyone who is considering a proposal in bankruptcy or bankruptcy itself. A proposal in bankruptcy or a bankruptcy itself is a tough pill to swallow. I never thought I'd be in bankruptcy. I owned 2 successful companies and had embezzlements in both companies by different individuals. In the case of the one company, my administrator who was married to my nephew embezzled close to...