Do you live in Quebec? Are you struggling with debt? The good news is, there are multiple options available to help you eliminate your debts, each of which has their own unique considerations and work best in varying situations.

I would like to file for bankrupcy but i have a student loan and I am drowning in debt but trying to get a education to secure my future. Can i file for bankrupcy even with a student loan?

What effect will bankruptcy have on my credit rating? I've been hearing that I won't get credit for 7 years. Is this true?

Most people with an addiction to spending do not realize the extent of their spending until their credit cards or lines of credit are maxed out and bill collectors start calling. A spending addiction can begin as early as childhood and may be caused by anxiety, depression, lack of hope or even loneliness.

Debt, like most problems, usually has more than one solution. And while this may seem like a good thing, it can make it harder to find the solution that's best for you.

Author E.E. Cummings, when talking about his debts, is reported to have said, “I am living so far beyond my income that we may be said to be living apart.” Humorous as it may sound, being in debt is never cool.

If you don't have a job when you file for bankruptcy, it doesn't really make any difference to how your bankruptcy is administered. What does impact a bankruptcy filing is income from any source.

The presents have all been opened, the many holiday feasts consumed, the tree has been packed away and you have many magical holiday memories. So, what’s the problem?

Having a household credit card or two can come in handy for multiple reasons – which is probably why there are approximately more than 43 million credit cards currently active in Canada.

When you are in financial trouble, you are likely experiencing a stressful situation. Harassment by debt collectors will only add to that stress.