With the holidays just around the corner, many Canadians are starting their Christmas shopping, ready to shell out hundreds of dollars to surprise loved ones with the perfect gift.

As the holidays quickly approach, Canadians are reaching deep into their pockets to spend money on gifts for their loved ones. Unfortunately, with Canadians carrying unprecedented debt loads, many are seeking out alternative routes to funding their holiday spending. One option available that many people consider is the payday loan.

According to our recent MNP Consumer Debt Sentiment Survey, a whopping 56 per cent of Canadians are within just $200 away of being unable to keep up with their financial obligations at the end of each month.

Finally we’re through the holiday season! But now it’s time for the bills to start rolling in. How nervous are you?

We are approaching the end of April and with that, the deadline for filing your 2016 income taxes. It is a safe assumption that some percentage of the 36 million or so Canadians will owe money to the federal government after filing and will either not be able to pay their 2016 taxes, still owe money from prior years – or both.

Consumer proposals and bankruptcies are both government legislated options which can provide you with relief from significant debt problems.

MNP’s recent Consumer Debt Sentiment Survey has revealed some startling statistics for people living in Manitoba and Saskatchewan.

Filing for bankruptcy can be daunting. Many people fear they will lose absolutely everything. The good news is, that’s not the case. When you file for bankruptcy, some of your assets are protected from being seized by the creditors.

While many Canucks often fly south for the winter season, more and more are opting for more creative getaways in hopes of holding on to their dollars - and avoiding hefty credit card bills.

MNP LTD is proud to announce we have won a 2017 Hamilton Consumer Choice Award in the Lifestyle category.