Debt is a common part of life –– despite it’s also complicated because not all debt is created equal.

Unexpected medical expenses can strike without warning and quickly escalate into a financial crisis.

It’s easier than ever to spend more than we can afford. We pay for most purchases with a debit or credit card — or, increasingly, with the wave of a smartphone or swipe of a finger.

Mortgage rates are going up. How will you afford the increase in monthly mortgage payments?

The festive season should be a wonderful, joyful, and relaxing time of year. However, the weeks and days leading up to the holidays are often stressful and overwhelming. This is due, in no small part, to the self-imposed pressure to stretch budgets beyond the breaking point and purchase the perfect gifts.

Eight times a year, the Bank of Canada will make an announcement on the key interest rate, and if projections are correct, we are going to see interest rates rise. You could be thinking, what does that mean, how will it affect me, what can I do?

Learning doesn’t just happen at school. Teaching children about money and how it works starts at home.

“The more you make the more you spend” is a familiar phrase that describes lifestyle inflation. Lifestyle inflation happens when your expenses increase along with the increase to your income. It can become perpetual; every time your salary increases, your spending increases accordingly.

The average person spends most of their life chasing financial stability. We work, we get paid, and we spend our income on bills, household expenses, retirement savings — and, if we’re fortunate, maybe a little bit of leisure.