It is amazing how one time of year can bring about feelings of warmth and joy while simultaneously causing stress and anxiety.

When eliminating debt, a Consumer Proposal just one of the options outside of bankruptcy. So how do the others stack up?

Having a household credit card or two can come in handy for multiple reasons – which is probably why there are approximately more than 43 million credit cards currently active in Canada.

hi i was wondering if i could get some info on some things i owe almost 8,000 in debt and at my witz end just wondering if bankruptcy was a good soultion ive tried talking to the banks and thats going now were

When you are in financial trouble, you are likely experiencing a stressful situation. Harassment by debt collectors will only add to that stress.

There are many barriers that prevent people from getting help, but fear of the unknown is certainly the most common. Despite its effectiveness, bankruptcy continues to be mired in stigma and misinformation.

I am married. If I file for personal bankruptcy I understand that I can keep a portion of my earnings and some of it goes to payment of my creditors. Would my wife's income and income of other people in my family be added to my income to calculate how much is paid to the creditors? Thank you, Glen

​​​​There’s no better time to consider your financial future as 2016 comes to a close and the New Year approaches. Many may be asking themselves how they can start to make some steps towards becoming debt free. Let’s break it into a few action steps to work on during 2017 and start planning for a debt-free 2018.

Living debt-free. This is a concept very few Canadians can claim.

Dealing with the stress of unmanageable debt is exhausting.