Bankruptcy is a legal process that provides immediate protection to individuals experiencing financial trouble. It is administered at MNP by a Licensed Insolvency Trustee. The purpose is to provide you with a fresh financial start.

Learn About Bankruptcy

Consumer Proposal

A Consumer Proposal is an arrangement between you and your unsecured creditors to settle your debt. If you qualify, you can consolidate all of your unsecured debts into one monthly payment over a fixed period of time, often for less than the full amount owing.

Learn About Consumer Proposals

MNP Debt Scale Tool
MNP Debt Calculator



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Real Stories. Real Results.

"I am back on track"

​At a time that, to me, felt embarrassing, hard to accept, but I knew it was the right thing to do- Erin's reassurance and understanding eased my mind.  One we started the process, it was painless.  My stress level was alleviated which allowed for a greater quality of life.  Thank you for your guidance and concern for my welfare.  I am back on track.

Elizabeth, Welland

What People Have To Say About Us



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MNP Debt Blog

What Happens to My Debts When I Die?
2019-02-14T17:00:00Z 2/14/2019 5:00:00 PM | Wesley Cowan
Gambling Debt? Recovery is Possible
2019-02-13T22:00:00Z 2/13/2019 10:00:00 PM | Augustine Kwok
Debt Pinch Tightens its Grip Across Canada
2019-02-13T18:00:00Z 2/13/2019 6:00:00 PM | Grant Bazian
Letter to a Licensed Insolvency Trustee
2019-02-12T15:00:00Z 2/12/2019 3:00:00 PM | Tanya Reynolds
It’s the Thought that Counts: Think Affordable this Valentine’s Day
2019-02-11T20:00:00Z 2/11/2019 8:00:00 PM | Leah Drewcock
The Millionaire Next Door: Tips and Tricks to Start Saving Today
2019-02-05T18:00:00Z 2/5/2019 6:00:00 PM | Vicky Samuels
Holiday Hangover and the January Debt Cure
2019-01-30T21:00:00Z 1/30/2019 9:00:00 PM | Chelsea Taylor

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Life-Changing Debt Solutions

Are you overwhelmed by debt? The threatening phone calls from bill collectors, living paycheque to paycheque with no sense of security? Spending your days consumed with the thought of debt and agonizing over how you're ever going to get out? It's exhausting, and it's not the way life is supposed to be.

Our Life-Changing Debt Solutions are designed to permanently get you out of debt once and for all - so you can stop worrying and start living again.

find out more

Consumer Debt Index