Life happens: You can’t change what happened, but you can decide what happens next

How will you recover?
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Get a Free Confidential Consultation

The road to becoming debt-free starts with a free confidential consultation with an MNP Licensed Insolvency Trustee.

Success Stories: Real Stories. Real Results. 

These are real testimonials from past and current MNP clients who have used our debt solutions to overcome their debt and achieve financial stability.

You can count on our word and our clients’ stories. Read what they say about us.

When I started applying for bankruptcy I was so nervous, afraid and so stressed. I cried so many times and so ashamed. Especially ashamed when I was told I should not keep on spending using the credit card because it is not my money, after I told them that I make payment then use the credit card to buy groceries again until to the maximum available. But when the bankruptcy was approved finding out that I have to pay a specific amount per month...

Noemi D Campbell - Williams Lake, BC

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The people that I dealt with at MNP were awesome, understanding and extremely compassionate. I was so ashamed, scared and very nervous about this whole situation but was made to feel very comfortable and everything was explained to me. If it wasn't for MNP I honestly don't know where I would be today. Thank you so much for your knowledge, expertise and helping me get back on track and getting my confidence back.

D.F. - Thunder Bay, Ontario

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I really do wish that I could tell everyone about the consumer proposal with MNP. Everyone I spoke to previously told me that there was nothing that could help me overcome my debt problems. It made me feel like the mistake that I made had ruined my life and I could not see a point where it would ever get better. Finally, after a couple of years of anxiety and sweeping my debt issue under the rug, a friend mentioned MNP. Marcie did not make me feel...

​Sarah D - Edmonton, Alberta

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Personal Bankruptcy

When you’re overwhelmed by crushing debt, a personal bankruptcy will provide a fresh start and could be the Life-Changing Debt Solution you’re looking for. Choosing to file for bankruptcy is a serious decision which may not be for everyone.

3 Minute MNP Debt Break Podcast

Give us three minutes, and we’ll make you three times more informed about the latest news, tips, and trends in the world of debt and personal finance. The MNP 3 Minute Debt Break Podcast packs in all of the meat and none of the fat — giving you everything you need to build a better financial future in less time than it takes to brew your morning cup of coffee.

Consumer Proposal

We understand why you’re worried. You have debt, but you may also have assets you wish to keep and the idea of filing for bankruptcy is terrifying. You’re thinking about long-term financial impacts and wondering how to avoid them. If this sounds like you, a Consumer Proposal may be just the Life-Changing Debt Solution you’re looking for.

Latest Blog Posts

2022-07-11

Rising interest rates and inflation forcing Ontarians to make tough budget decisions to make ends meet

Caryl Newbery-Mitchell

MNP Consumer Debt Index

Ontarians are becoming acutely aware of how rising interest rates and inflation impact their household budgets, as both continue on their months-long upward trajectory.

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