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What happens if I don’t pay my taxes?

Owing taxes can lead to penalties, garnishments, and asset seizures. Learn what happens if you don’t pay and the options available to protect yourself.

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Who needs a debt plan, and who doesn’t?

A debt plan can help you pay off your debts without going into more debt. Learn who needs a debt plan and how to develop a plan to achieve a debt-free future.

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The illusion of good credit

People are often hesitant to file a Bankruptcy or Consumer Proposal for fear of ruining their credit. They reason they must have excellent credit because they‘ve always made their monthly minimum payments on time.

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What is the difference between a Consumer Proposal and debt management plan?

We’re asked this question often, largely because of the initial similarities many people see between these two debt solutions.

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Nearly half of New Brunswickers are starting 2025 just $200 or less away from insolvency

Nearly half of Atlantic Canadians are teetering on the edge of financial insolvency heading into 2025, despite declining interest rates.

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Escalating financial concerns in Alberta: Nearly three in five fear they can't repay debts despite interest rate cuts, worries over job loss and Bankruptcy increase

Albertans are feeling more pessimistic about their personal finances heading into 2025, despite declining interest rates.

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What happens to my savings account during a Consumer Proposal?

What happens to your savings account during a Consumer Proposal? Learn about the factors impacting what happens to the funds in your savings account.

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Nearly half of Newfoundland and Labradorians are starting 2025 just $200 or less away from insolvency

Nearly half of Atlantic Canadians are teetering on the edge of financial insolvency heading into 2025, despite declining interest rates

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Nearly half of Prince Edward Islanders are starting 2025 just $200 or less away from insolvency

Nearly half of Atlantic Canadians are teetering on the edge of financial insolvency heading into 2025, despite declining interest rates.

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Nearly half of Nova Scotians are starting 2025 just $200 or less away from insolvency

Nearly half of Atlantic Canadians are teetering on the edge of financial insolvency heading into 2025, despite declining interest rates.

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