If you are experiencing financial difficulty, and can set aside any emotional bias preventing you from being able to make a rational decision in a timely manner, you will save both yourself and your household from significant stress and anguish.

Despite the Bank of Canada stating it will keep interest rates stable until next year, more than 6 in 10 (62%) Atlantic Canadians say they are more concerned about their ability to repay debts than they used to be — the highest proportion compared to other provinces.

As Canadians settle down to embrace summer fun, what many are really doing is creating a winter of financial pain if they do not make the right choices over the coming months.

We have seen countless news reports, tweets, blogs that tell us that Canadians have more debt than ever.

The number of consumer insolvencies per thousand residents in Halifax, aged 18 years or above, decreased to 6.1 in 2017 and then again to 5.8 in 2018.

The number of consumer insolvencies per thousand residents in Montréal, aged 18 years or above, decreased to 4.9 in 2018, continuing the downward trend since 2016.

Which word is more cringeworthy to you, budget or diet? Sadly, for many of us, we view those words with the same disdain.

The number of consumer insolvencies per thousand residents in the Cariboo region, aged 18 years or above, decreased to 3.7 in 2017 and then again to 3.3 in 2018.

Nobody enjoys being delinquent on their bills. But unfortunately, it’s not always possible to make ends meet.

According to a recent Ipsos poll conducted by MNP LTD., Albertans’ pocketbooks are continuing to get lighter as a result of recent interest rate increases.