Credit today is more accessible than ever. On top of that are endless advertising and marketing initiatives that would have us believe lenders are our friends – here to help us out in a pinch.

People often come to me after months – sometimes even years of struggling with debt

In today’s constantly shifting economic landscape, many Canadian households are struggling to keep up from one payment to the next – let alone keep up with an ever-increasing cost of living.

A recent Ipsos poll conducted by MNP LTD., has found that British Columbians are fearful of increased financial turbulence in the wake of future interest rate hikes.

A recent Ipsos poll conducted by MNP LTD., has found that Manitoba and Saskatchewan residents are fearful of increased financial turbulence in the wake of future interest rate hikes.

A recent Ipsos poll conducted by MNP LTD., has found that Ontario residents are fearful of increased financial turbulence in the wake of future interest rate hikes.

A lot has changed over the past 200 years, but those two simple truths live on. Much as it may irk some, cost more to others and confuse many, filing taxes is the law, plain and simple.

With a continually increasing cost of living, it’s not always easy to convince yourself to part with the few extra dollars you do have on hand, in order to pay off looming debt. In the long run however, reducing (or even eliminating) your debt load – will put you on track for a far brighter future where financial freedom and long-term goals are much more attainable.

As Licensed Insolvency Trustees, we often see the worst-case scenario when it comes to personal finances. Most people are at the end of their rope by the time they reach my office – having struggled with every possible fix for their debt situations and seeing no other alternative than to file for Bankruptcy or a Consumer Proposal.

Helping people is what we do at MNP Debt. Every day, we work to provide tailored and effective debt solution that eliminate our clients’ stress, improve their relationships and provide hope for a better financial future.