One of the goals of the Bankruptcy Assistance Program (BAP), is to ensure low income consumer debtors who need a reduction in the typical fees of a Licensed Insolvency Trustee (“Trustee”) in order to file a bankruptcy can access the BAP, which is administered by the Office of the Superintendent of Bankruptcy Canada (OSB).

Unmanageable debt is exhausting. Living in financial uncertainty while trying to maneuver multiple payment schedules at varying interest rates, paired with the harassing phone calls from creditors can be completely overwhelming.

If I file bankruptcy, for example in September, and I want to move to the US, is that allowed before my bankruptcy is discharged?

Take care of those you love, those who are close to you, with or without a bloodline.

I’m a senior on fixed government pensions. If I file for bankruptcy, do my pensions automatically get sent to the Trustee?

Consumer Proposals are the leading alternative to bankruptcy in Canada for individuals who wish to negotiate a more favourable debt repayment plan with their unsecured creditors.

I'm dealing with a company that promised to cut my credit card debts in half. They told me to stop making my monthly payments and now I'm getting more calls than ever. What can I do?

MNP LTD Trustee Zaki Alam was interviewed by the numerous media outlets to discuss insolvency increase in Edmonton. The original article was originally posted online on numerous media outlets between June 27 - June 29, 2016.

My husband and I are on Employment and income assistance, can we apply for bankruptcy?

The recent Business Outlook Survey conducted by the Bank of Canada confirmed what many Canadians already know – our economy is still struggling, unemployment is increasing, businesses are struggling and the cost of living is not making financial health easy for anyone.