How do I respond to creditors?

Here are the ABC’s of dealing with creditors and debt collectors.

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Six Reasons Why You Should Switch Banks When Filing a Proposal or Bankruptcy

This is part one in a six-part series on the rationale behind switching banks prior to filing for bankruptcy or kicking off a consumer proposal.

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A hot topic in economic news these days is the question of when the Bank of Canada will announce whether they are going to change the prime lending rate. For consumers, the more important question is: how will this announcement affect you?

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Let’s talk about debt and the emotional journey

Tackling the sources of your financial stress is essential for the sake of your mental, physical and financial well-being.

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Tips to help you stick to your financial resolutions

Change can be difficult, however, and most of us will have given up on reaching our resolutions by the time February rolls around. How do you make a realistic goal and what steps should you take to achieve it?

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Living (with debt) in Atlantic Canada

Inflation, interest rate hikes, gas prices, groceries… oh my. The headlines and news articles bring a constant barrage of reporting on the financial pressures impacting all Canadians. Everyday costs are rising, and unless you’re one of the fortunate few that do not have to be concerned at all about money, people everywhere are having to make choices and adjustments.

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Blue Monday – Take Back the Day

Blue Monday is the most depressing day of the year for many reasons, including debt. Try these tips for managing your debt load and taking care of yourself this January.

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How are interest rate increases affecting mortgages?

Rising interest rates are affecting your finances in different ways and your mortgage debt is not immune.

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How to teach your children financial literacy on Family Day

Parents and educators have a responsibility to ensure our young people understand the consequences of overspending and develop the life skills to budget. But it may be a difficult conversation to have, especially if you are struggling with debts of your own.

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Rising interest rates and inflation forcing Newfoundlanders to make tough budget decisions to make ends meet

Atlantic Canadians are becoming acutely aware of how rising interest rates and inflation impact their household budgets, as both measures continue on a months-long upward trajectory.

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