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A guide to life after Consumer Proposal

You’ve made your last payment but now what? How to establish and keep good financial habits following a Consumer Proposal.

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father gesturing and talking with teenager son in park

Money wasn’t something my dad talked about very much when I was growing up. However, he did have a couple of expressions he would share repeatedly over the years.

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How long does the Bankruptcy process last?

You might be looking for a solution to your financial stress, and you could have heard that Bankruptcy will help you achieve a fresh financial start — but you may have questions about the process. One of the most common among these is how long a Bankruptcy lasts and how it impacts your credit score.

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Everything you need to know about life after Bankruptcy

Moving forward from Bankruptcy and making the most out of your financial fresh start.

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How does the Bankruptcy and Insolvency Act protect me in a Bankruptcy or a Consumer Proposal?

We’ve summarized the protections the BIA provides and the three major players in the insolvency system to help you make an informed decision about your next step forward.

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discussing at a desk bankruptcy vs insolvency concept

In Canada, a handful of options exist for individuals who are exploring insolvency or Bankruptcy. The stress of financial difficulties can be lessened with the help of a Licensed Insolvency Trustee (LIT) to help you work through the realities of your unique situation and find the best outcome for you.

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How to Deal with Unexpected Medical Expenses

Since it’s impossible to predict or prevent most medical conditions or emergencies, the best way to handle them is by planning and preparing for them.

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How to manage the impact of interest rate hikes on your budget

Let’s take a look at how interest rate hikes will affect borrowers, lenders, and investors — and how you can manage the impact of increased interest rates on your budget.

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Can your debt survive a Bankruptcy?

Filing for Bankruptcy is an option for those who are overwhelmed by debt. Bankruptcy provides you with protection from creditor actions and relief from most types of unsecured debts. But it’s not always that simple.

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Why checking your credit score matters

How well do you understand your finances? In commemoration of National Financial Awareness Day, we encourage you to understand your credit history and constantly monitor your credit score.

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