Imagine you are pulling into your driveway with your older but reliable car. It’s served you well without the slightest hint of trouble. You’ve never thought of replacing it.

As fall breezes in, our thoughts start to focus on upcoming winter events and plans.

If you listen carefully, you can already hear the subtle sound of sleigh bells off in the distance – just above the cheerful voices of tellers upselling stocking stuffers at the till.

The Bank of Canada raised its key interest rate, the overnight rate, by a quarter percentage point to 1.25 percent on January 17, 2018, the highest it has been since 2009.

The causes of excessive debt in Canada vary widely, with many factors coming into play.

Bankruptcy is a process that releases you from most of your indebtedness by handing over some of your property. In other words, bankruptcy lets you erase your debts and put an end to your indebtedness within a few months.

When Canadians find themselves in financial trouble, they may wonder about their options and who might be able to help.

What happens in the case when one of the spouses gets a job in the USA after a period of no employment and the other spouse does not want to follow and declares bankruptcy. Are the laws the sames in the US as they are in BC?

With debt-to-disposable-income ratios higher than ever and non-mortgage consumer debt consistently above $20,000, it’s long been suspected Canadian consumer debt was unsustainable.

Is it possible to submit a consumer proposal if I've never missed a payment, but will soon have too? I have $46000 in debt and $3050/mo income.