If you’re considering taking out student loans or securing financing for your education, there are certain questions you need to ask yourself, and perhaps your loan provider as well, before you jump in.

Congratulations! Now that your Bankruptcy or Consumer Proposal is completed, you are in the next phase of taking control of your finances. Without debt, you now have the freedom and opportunity to make financial decisions based solely on your goals — not your obligations to creditors. Your money is completely in your control and so are the choices when it comes to your finances. How do you handle this fresh financial start and avoid falling...

For eliminating debt all-together, two widely used options for Canadian households are Bankruptcy and Consumer Proposals. Although both filings are legislated under the Bankruptcy and Insolvency Act, also known as the BIA, and must be filed by a Licensed Insolvency Trustee, these are two separate processes.

When a debt is statute-barred, it cannot be brought to court and legally enforced because too much time has passed.

The impact of this year’s consecutive interest rate hikes and persistent inflation is becoming clear, as Canadians are seeing the effect on their wallets.

The impact of this year’s persistent inflation and consecutive interest rate hikes are becoming clear as Albertans grow more worried about the effect on their wallets.

The impact of this year’s persistent inflation and consecutive interest rate hikes is becoming clear as Saskatchewan and Manitoba residents voice concerns about the effect on their wallets.

The impact of this year’s persistent inflation and consecutive interest rate hikes is becoming clear as Manitoba and Saskatchewan residents voice concerns about the effect on their wallets.

The impact of this year’s persistent inflation and consecutive interest rate hikes is becoming clear as British Columbians worry about the effect on their wallets.