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What To Discuss With Your Spouse Before Merging Your Finances

You finally met the right person and now you want to take your relationship to the next level. You move in together or you want to make it more official and get married.

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Why Are Bankruptcy Filings Increasing In Saskatchewan

Since last year, the Office of the Superintendant of Bankruptcy in Canada reported a 24% increase in the number of filings in Saskatchewan over the same 3 months in 2013 and 2014.

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I Cant Sell My House Because I Have Too Much Debt

A client recently came to me distraught and on the verge of tears. She had tried to sell her house, but couldn't close the sale. There was a lien registered against her property which prevented the transaction from moving forward.

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How To Resolve Your Debt Before Heading Into Retirement

While no one really wants to borrow more than they can afford, life doesn't always go as planned. Things happen in life in which you have no control.

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How To Handle Collection Agencies & Collectors

Consumers have often expressed their concerns to me about harassing calls from debt collectors and how to deal with collection agents. Some even complain that even though they have made an assignment in bankruptcy (i.e. filed for bankruptcy) or made a Consumer Proposal, some credit collection agents continue to call.

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The Top 4 Advantages of a Consumer Proposal Over Other Debt Relief Solutions

When a person in debt is trying to solve their money problems, they first have to make a choice of which debt solution they should use.

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Is There A Statute Of Limitations On My Debt?

In Alberta, the answer to this question would be yes.

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If I File For Bankruptcy Who Will Know? Will My Employer Find Out?

If I file for bankruptcy, who will know? Will my employer find out?

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Is There A Statute Of Limitation On A Govt Of Ontario Debt?

My question pertains to my spouse's debt. He has a government of Ontario Student Loan which he has not paid back in full yet - and it seems it's been some time since (he hasnt paid much to it in the 6 years we have been together - he has been graduated for 10) It is now 'contracted out' to a collection agency.

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Icbc Debts In A Bankruptcy

Hello, I am wondering if I could declare bankruptcy to pay off my debt to ICBC, and what bankruptcy is all about. If you could please contact me with the information I seek that would be appericated. Sorry I wasn't quite sure which one to check off. Thank you

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