Today it is common practice to use credit for everything from buying groceries to going on vacations. And many consumers are making the minimum payment instead of paying off the full balance. As the years roll on and credit card balances remain unpaid, how will these debts impact your retirement plans?

It is expected that the Enforcement of Money Judgements Act will be brought into law some time this spring. It will have a major impact on which assets are exempt in Saskatchewan.

If I am filing for personal bankruptcy for the second time, do I have to tell the Trustee, or is it his responsibility to find out, or does it matter?

I'm in the process of trying to sell my house, but there isn't enough money to pay off the mortgage, the realtor and the lawyer. What do I do?

Can money owing to the government for income taxes, GST, Source Deductions etc. be including in a bankruptcy or proposal?

I have chose to repay all my debt to creditors yet my Trustee at another firm will not take this to court and release me from bankruptcy. What can I do. Keith

I want to withdraw all my savings in the bank in order to avoid payment of the loss on the sale of home. My savings are not in the same bank where I have the mortgage. Is this a good move, or am I getting into a trouble?

Many clients will say their greatest fear is to take any action which may hurt their credit rating. But, at the end of the day what really is your credit rating?

We read about it almost weekly - Canadians have accumulated record levels of consumer debt.

The holiday season can be a joyful time, but can also increase the stresses of everyday life.