From near zero to the highest interest rates in more than two decades, the latest MNP Consumer Debt Index finds British Columbians are concerned about what further rate hikes could mean for their finances.

Your spending habits are a crucial part of your journey to a fresh financial start and a healthy financial life. But if you’re already in debt or inching closer to it with every swipe of your card, there’s no reason to panic.

Many people start a new month or year with the intention to budget and save, but not many are able to stop themselves from overspending. If you’re dealing with overspending issues, you’re not alone.