My Husband and I are pretty sure we need to file for a consumer proposal. We have spoken with a Credit Counselling service and with our budget and debt would not be able to afford one of their programs. What is our next step?

Many individuals wait too long to seek assistance when they are facing unmanageable debt problems. By the time they reach out to a Licensed Trustee for a consultation, they are already in a debt crisis and bankruptcy is their only way out.

Prepare for the New Year by not increasing your debt burden over the holiday season. Gifts, travel, entertainment and boxing week sales are all outside the normal course of your monthly spend.

Need information about claimimg bankruptcy!!!

As one of the largest personal and corporate insolvency practices in Canada, MNP Ltd. is excited to announce our expansion into Newfoundland.

Ian Schofield and Pamela Meger, the Trustees who manage our Insolvency Services practice in Regina are very pleased to announce that MNP Ltd. has been chosen as the Consumer Choice award winner for the Regina area in the 2015 Bankruptcy Trustee category.

MNP’s history dates back to 1945, when Winnipeg-based Laird, Sprague & Co opened an office in Brandon, Manitoba. In 1957 however, the Brandon office became independent when Laird, Sprague & Co joined another firm. In 1958, Ron Meyers acquired full ownership of the office. The firm officially was renamed Meyers Dickens Norris Penny & Co. (MDNP) in 1969. When Al Dickens decided to leave the partnership in 1972, the firm became Meyers Norris Penny &...

My husband and I are seperating. We are still under the same roof at this time but will be going our own ways. If we file together and he does not fulfill the requirements for discharge do we both lose discharge. Would it be better to file on our own, just trying to have only one fee.

The link between stress and spending has long been established. In times of stress, many people make poor decisions about the use of credit and dealing with their debt issues.

Living in financial uncertainty, with harassing phone calls from creditors, while trying to maneuver through unmanageable debt, can be completely overwhelming. The good news is, you have options, though it can be difficult to fully understand which route best suits your personal financial needs.