2025-05-26
How to exercise caution when investing in digital currencies
Lifestyle Debt
While digital currencies offer many opportunities, they also carry risks. How can you mitigate those risks before diving into the digital currency market?
2011-06-28
Hello, This happens on occasion. You should advise the collection agency that you filed for bankruptcy back in 2002 and that the debt would have been included in that proceeding (assuming it was incurred prior to your filing date). You should refer to the Statement of Affairs that was prepared at the beginning of the process, a copy of which would have been provided to you by the Trustee at that time. The Statement of Affairs includes a list of your debts and the amounts owing, assets and related values, etc. Check to see if you identified that particular creditor on your Statement of Affairs and if so provide a copy to the Collection Agency so that they will stop calling you. As an alternative, you could also refer them to the Trustee's office who could in turn provide relevant information to the collection agency. If the debt was incurred prior to your bankruptcy and you forgot to include them, the debt would still be extinguished assuming you received your discharge from the bankruptcy. If anything, you could be liable for the dividend they were entitled to receive in your bankruptcy. If creditors did not receive a dividend, there would nothing owing to this particular creditor. Brad Milne, CIRP Trustee in Bankruptcy Brandon, Manitoba
2025-05-26
Lifestyle Debt
While digital currencies offer many opportunities, they also carry risks. How can you mitigate those risks before diving into the digital currency market?
2025-05-14
If your phone rings with relentless calls from creditors, you’re not alone — and you’re not without options. Creditor harassment can take a serious toll on your well-being, but you have rights, and there are clear steps you can take to stop the calls and regain control.
2025-05-07
Credit cards are a popular and convenient form of credit that can be a very useful tool.