Life Changing Debt Solutions That Work
Managing debt is stressful — especially if it’s worsened beyond your control. You may feel hopeless, confused and inundated with questions about which creditors to pay first, how to stop annoying collections calls and what it will take to be rid of your debt once and for all.
MNP’s Consumer Insolvency team can help. We have more than 50 years experience helping Canadians break the cycle of debt. With more than 50 Licensed Insolvency Trustees serving more than 200 resident and satellite offices across the country, we’re here for you — when and where you need us.
How We Can Help
We uncover solutions that work for you. Rather than looking for quick fixes or providing temporary relief, we help you erase debt from your life once and for all — putting you on the path to a financial fresh start.
Our Services Include
- Consumer Proposals – A formal offer to your creditors that allows you to pay back your debt in a cost-effective manner over a reasonable timeframe.
- Personal Bankruptcy – A legal process of liquidating your non-exempt assets and (potentially) contributing some of your wages to repay your creditors and wipe your financial slate clean.
- Insolvency Counselling – Professional assistance with reviewing your finances, budgeting and financial literacy.
We can also provide information and advice about:
- Debt Consolidation
- Orderly Payment of Debts
- Informal Debt Settlement
- Payday Loans
- Debt Management Companies
- Credit Extensions
To learn more about other Bankruptcy Alternatives, click here.
Find A Licensed Insolvency Trustee
Your first step toward a debt-free future is sitting down with one of our Licensed Insolvency Trustees for a free confidential consultation. Together, we will review your unique situation and determine which (if any) of our Life-Changing Debt Solutions may be best for you.
With more than 200 local offices across Canada, you’ll find help where you need it, when you need it.
Professionals in your area

Frederic Lachance
CIRP, LIT
Servicing Montréal and 31 other offices.

Martine Lessard
CIRP, LIT
Servicing Montréal and 31 other offices.
Latest Blog Posts
2021-01-18
MNP Consumer Debt Index finds declining financial confidence and increasing debt concerns among Quebecers as result of pandemic
MNP Consumer Debt Index
2020-10-13
Half of Quebecers are $200 or less from insolvency at month-end (+10pts since June, largest jump compared to other provinces)
MNP Consumer Debt Index COVID-19
2020-10-13
MNP Consumer Debt Index Highlights Divergent Experiences of Canadians during COVID
MNP Consumer Debt Index COVID-19