Filing for Bankruptcy can affect your spouse, particularly if you have joint debts or assets. While your spouse's income isn't directly included in a Bankruptcy, joint financial arrangements may be affected. It's essential to seek advice from a Licensed Insolvency Trustee to understand how Bankruptcy could impact your spouse's financial situation.

If your spouse chooses to file Bankruptcy, it will not affect your credit rating; however, applying for joint credit or loans after your spouse's Bankruptcy may be affected by their lower credit rating, potentially limiting your options for borrowing.