Planning for retirement is more than dreaming of the day when you get to sleep in on Monday morning and not having to commute to work.

My question is......I have Power of Attorney over someone. Can I declare personal bankruptcy on behalf of that person?

Is there a limit to the number of phone calls you need recieve from your creditors. We are bonbarded with 8-9 calls every week even tho we have explained repeatedly why the payments going in are not as large as they want. The phone calls are starting to feel more like harassament that collections.

what happens if you declare Bankruptcy and you or a your child need medical or dental care that you must pay for first then get reimbursed by your companies health care?

I'm not able to come to your office, can we discuss my debt problems over the phone?

I'm considering declaring bankruptcy but may want to move in the future to pursue employment opportunities out of province. Will that be a problem?

My wife left awhile ago and with the bills i cant do it myself what will happen to my house,and vehicles own one and lease other, and what happens to debt that is in both names if i decide to claim bankruptcy

Is income tax debt extinguished in a bankruptcy?

The first step towards filing for bankruptcy, is to call and make an appointment with a licensed Trustee. During this appointment, you will be asked to provide information at this appointment which will allow your Trustee to make an assessment of your personal financial situation and advise you of all the options available to manage your debt problems.

I have a judgement on my house from BMO for default on an unsecured credit card, would that be removed in bankruptcy?