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Debt And Mid Life Crisis

Whether you know it or not, you may be going through a mid-life crisis. It usually crops up around the age of 35 to 40 because of many things, but family changes and debt accumulation can be the most problematic.

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Are You Eligible For A Consumer Proposal?

When you are unable to meet your debts under the original terms you agreed to or even if you can repay your debts but not under the terms you originally agreed to, a Consumer Proposal may be a viable option.

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Should I File for Bankruptcy?

I’ve been asked that question quite often and there is no easy answer. Bankruptcy should almost always be the option selected after all other alternatives have been explored and you’re certain your debt is insurmountable.

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Canadians Aren’t Saving Enough for Financial Emergencies

Despite increasing confidence in their current debt situations, a majority of Canadians remain concerned about how they would cope with a significant financial emergency.

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Can You Get Help From The Government For Debt Problems

Whether you’ve been searching on the internet, seen a print ad or heard a radio ad for debt relief or debt consolidation, you may have noticed the words ‘government-approved debt relief programs’. But what does this mean?

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Can Old Age Security Be Garnished By Creditors?

Can Old Age Security (income asisstance)be garnisheed by creditors?

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HR Policies To Help Businesses Reduce Costs And Help Employees Defeat Debt

As Canadians struggle with record-high consumer debt, employers have plenty of reason to worry.

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Hi They Have Sent Most Of My Dept To Collections I Will Have Enough Money In 2 W

Hi they have sent most of my dept to collections i will have enough money in 2 weeks to pay all my dept but seeing as my credit is gone should i try consumer proposal or something else do you have any advise dept is roughly 50,000

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Glen Surplus Income If I File Bankruptcy Is My Spouses Income Included In Calculating How Much I Pay

I am married. If I file for personal bankruptcy I understand that I can keep a portion of my earnings and some of it goes to payment of my creditors. Would my wife's income and income of other people in my family be added to my income to calculate how much is paid to the creditors? Thank you, Glen

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Manitoba Residents Increasingly Pessimistic About Their Ability To Absorb Higher Interest Rates And Cover Monthly Bills

According to a recent Ipsos poll conducted by MNP LTD., Manitoba residents are increasingly worried about their ability to repay their debts.

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