What is Bankruptcy? How does it work? And what are the alternatives? Let’s investigate.

It’s easier than ever to spend more than we can afford. We pay for most purchases with a debit or credit card — or, increasingly, with the wave of a smartphone or swipe of a finger.

Mortgage rates are going up. How will you afford the increase in monthly mortgage payments?

The festive season should be a wonderful, joyful, and relaxing time of year. However, the weeks and days leading up to the holidays are often stressful and overwhelming. This is due, in no small part, to the self-imposed pressure to stretch budgets beyond the breaking point and purchase the perfect gifts.

“The more you make the more you spend” is a familiar phrase that describes lifestyle inflation. Lifestyle inflation happens when your expenses increase along with the increase to your income. It can become perpetual; every time your salary increases, your spending increases accordingly.

The average person spends most of their life chasing financial stability. We work, we get paid, and we spend our income on bills, household expenses, retirement savings — and, if we’re fortunate, maybe a little bit of leisure.

Learning doesn’t just happen at school. Teaching children about money and how it works starts at home.

Home ownership is a dream for many Canadians; most of whom will require a mortgage to make the purchase possible. A mortgage is a type of secured, typically long-term, and comparatively low-interest loan