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The Difference between Bankruptcy and Insolvency (3 Minute Debt Break)

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Rising interest rates and inflation forcing BC to make tough budget decisions to make ends meet

British Columbians are becoming acutely aware of how interest rates and inflation impact their household budgets as both continue on their months-long upward trajectory.

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Navigating the Canada Emergency Response Benefit (CERB) and dealing with debt during COVID-19

While social distancing is the right thing to do to defeat COVID-19, we realize these are difficult times. If you have been impacted by the pandemic and have questions about dealing with your debts, we are here to help. Our team is listening and will provide the support and advice you need.

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Young people and debt Strategies to avoid lifelong financial challenges

Today’s youth face wide range of financial challenges that were largely unheard of a generation ago. Why are relatively young people facing such high debt loads and shaky financial futures so early in life? Let’s look at some obvious and not so obvious factors that may be contributing along with some tips to help the young people in your life prepare for a lifetime of financial wellbeing.

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Can your debt survive a Bankruptcy?

Filing for Bankruptcy is an option for those who are overwhelmed by debt. Bankruptcy provides you with protection from creditor actions and relief from most types of unsecured debts. But it’s not always that simple.

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Budget friendly ideas for a fun and memorable Family Day

Family Day is a nice break from other annual holidays that come pre-packaged with set traditions, expectations, and the ever-present commercialization that drives many of us to overspend. You have a blank slate to create your own schedule, activities, and memories that will last a lifetime.

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Debt addiction is a serious problem among Canadians. These are the signs to look out for and how to begin your recovery.

Millions of Canadians are struggling with debt addiction — a problem that has worsened over more than a decade of historically low interest rates and a growing culture of debt normalization.

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Can I file a second Consumer Proposal?

A Consumer Proposal is one of the many options available to consumers who are looking for a manageable way to eliminate debt while avoiding Bankruptcy. But you’re wondering if you can file another Proposal if you’ve gone this route once or twice before.

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Everything you need to know about the rising debt among young medical students

Young medical school graduates struggle to pay off significant debt, both private and government, accrued during studies, insolvency may be the best option.

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How do I future-proof my small business in case of disaster or emergency?

Disasters like wildfires, floods, and pandemics can happen without warning, so it’s become critical to future-proof your small business.

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