It may not buy happiness, but there are few situations more stressful than not having money when you need it.

no job, no assets $20,000 debt

In the past year I have lost all my assets due to divorce and lost income and investments due to job loss. At this point I am unemployed and with EI income lower than payments I have to make. Is bankruptcy the only option I have?

I currently dont have any income and no asset. How can I apply for personal bankruptcy?

The year 2017 was one of many highs and lows, from the surge of bitcoin to iconic retailer Sears shutting its doors. Now it's 2018, a new year, with new resolutions and hopefully, new goals.

As an MNP LTD Trustee and a member of our Surrey, B.C Team, Judy Scott recently came across the following two articles in the Vancouver Sun and Huffington Post and felt it would be advantageous to our clients to respond.

Believe it or not, household debt in Canada has actually soared past levels in both the U.S. and the U.K. The average household carries about $110,000 in debt – more than double the amount we used to carry back in the early 90s.

I have seen people being referred to as a former bankrupt. How has that information been made public?

Early in July, the Bank of Canada’s first interest-rate hike in seven years set in motion a complex unwinding of a near-decade-long era of easy money via consumer debt.

People are always asking: are there options before I have to file a Consumer Proposal or a bankruptcy? The answer is YES, but like anything, it takes commitment and diligence for them to work. So what are the options?