2025-10-21
How we helped a client decide between a consumer proposal and bankruptcy
A client thought bankruptcy was their only way out. See how a consumer proposal helped them keep their home and repay debt with confidence.
I Have Approximately 4 Small Debts With Credit Card Companies And A 7500 Unsecur
2010-04-14
Hello, I think it would be premature to say that you should file for bankruptcy. I would suggest that you meet with a Trustee for an assessment of your situation. Most Trustees do not charge for the assessment. They will review what you have for debts and assets, consider your monthly cash flow, and discuss your options along with the benefits and negative aspects of each. If you do not reside near an urban centre where there is a Trustee, an assessment of your situation may be conducted by telephone. If you have not been served with notice of a court proceeding, it would suggest that no creditor is considering garnishment of your wages yet. Take the time to determine what is the best solution for you. Brad Milne, CIRP Trustee in Bankruptcy Brandon, Manitoba
Latest Blog Posts
2025-10-20
Seniors and Debt
Alternatives to Bankruptcy Bankruptcy Consumer Proposal Lifestyle Debt MNP Consumer Debt Index
Just when seniors should be relaxing and enjoying the fruits of their labour, many find themselves struggling financially — an unsettling contrast to the ease they’d hoped to live their golden years.
2025-10-17
How buyer’s remorse laws can help you stay out of debt
This is called buyer’s remorse. In some cases, Canadian law provides protections that can help you reverse these costly decisions and avoid sinking further into debt.
