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MNP Debt Blog

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Understanding debt-to-income ratio

The debt-to-income ratio is a common headline story; for a long time, it has been reported that the number is very high and ever increasing. So what is this ratio, why is it rising, and most importantly, what does it mean for you personally?

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Did you know that one of the principal causes of stress for Canadians is financial difficulties?

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Does Bankruptcy mean losing everything?

The most common concern for debtors contemplating a Bankruptcy is what they’ll have to give up to achieve a financial fresh start.

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Everyone has different interpretations of what is reasonable when it comes to budgeting and debt. Disagreements around spending priorities, what the household can afford, and long-term financial goals is a leading source of relationship conflict and,...

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Can I negotiate interest rates?

When applying for credit, most people believe they must accept whatever interest rate a lender is willing to give them. But that’s not always the case. Beyond shopping around for competitive rates, it never hurts to ask whether a lender is flexible...

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The difference between wants and needs when planning your budget

Perhaps the very first financial lesson many of us remember learning as children is the difference between needs and wants.

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4 tips make the most of your check up on the MNP Debt Scale

This powerful 14-question assessment tool puts those questions into a clear and quantifiable rating of your debt situation regardless what you earn or how much you owe.

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Five post-pandemic resolutions for financial health

Five ways we can financially ready ourselves for life after COVID.

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How to become a financial “tiger” parent

Happy New Year and we hope you are having a healthy and prosperous start to the Year of the Tiger!

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