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The road to becoming debt-free starts with a free confidential consultation with an MNP Licensed Insolvency Trustee.

Success Stories

When I started applying for bankruptcy I was so nervous, afraid and so stressed. I cried so many times and so ashamed. Especially ashamed when I was told I should not keep on spending using the credit card because it is not my money, after I told them that I make payment then use the credit card to buy groceries again until to the maximum available. But when the bankruptcy was approved finding out that I have to pay a specific amount per month...

Noemi D Campbell - Williams Lake, BC

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The people that I dealt with at MNP were awesome, understanding and extremely compassionate. I was so ashamed, scared and very nervous about this whole situation but was made to feel very comfortable and everything was explained to me. If it wasn't for MNP I honestly don't know where I would be today. Thank you so much for your knowledge, expertise and helping me get back on track and getting my confidence back.

D.F. - Thunder Bay, Ontario

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I really do wish that I could tell everyone about the consumer proposal with MNP. Everyone I spoke to previously told me that there was nothing that could help me overcome my debt problems. It made me feel like the mistake that I made had ruined my life and I could not see a point where it would ever get better. Finally, after a couple of years of anxiety and sweeping my debt issue under the rug, a friend mentioned MNP. Marcie did not make me feel...

​Sarah D - Edmonton, Alberta

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Personal Bankruptcy

When you’re overwhelmed by crushing debt, a personal bankruptcy will provide a fresh start and could be the Life-Changing Debt Solution you’re looking for. Choosing to file for bankruptcy is a serious decision which may not be for everyone.

MNP Debt Scale

Get a free checkup for your debt health. Take this quick 14 question survey for you to learn more about your debt health. Based on your answers, we will provide steps you can take to either help you achieve or continue living your debt-free future.

Consumer Proposal

We understand why you’re worried. You have debt, but you may also have assets you wish to keep and the idea of filing for bankruptcy is terrifying. You’re thinking about long-term financial impacts and wondering how to avoid them. If this sounds like you, a Consumer Proposal may be just the Life-Changing Debt Solution you’re looking for.

Latest Blog Posts

2022-08-10

When Does a Full Payout Proposal Make Sense?

Caryl Newbery-Mitchell

Debt Solutions

When you take on debt, the ideal scenario is always to pay it off in full, one way or another. Sometimes that goal becomes out of reach, which is why alternatives like bankruptcy and consumer proposals exist.

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