Bankruptcy is a legal process that provides immediate protection to individuals experiencing financial trouble. It is administered at MNP by a Licensed Insolvency Trustee. The purpose is to provide you with a fresh financial start.

Learn About Bankruptcy

Consumer Proposal

A Consumer Proposal is an arrangement between you and your unsecured creditors to settle your debt. If you qualify, you can consolidate all of your unsecured debts into one monthly payment over a fixed period of time, often for less than the full amount owing.

Learn About Consumer Proposals

Consumer Debt Index



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Real Stories. Real Results.

Helped me navigate these tricky waters

​"Great atmosphere, very supportive. Really helped me to navigate these tricky waters."

-Chuck, St. Catharines

What People Have To Say About Us



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MNP Debt Blog

What happens at the first counselling session?
2018-09-19T12:00:00Z 9/19/2018 12:00:00 PM | Lana Gilbertson, Selina Jacobson
HR Policies to Help Businesses Reduce Costs and Help Employees Defeat Debt
2018-09-14T15:00:00Z 9/14/2018 3:00:00 PM | Leah Drewcock
Don’t Let Debt Stress Weigh You Down
2018-08-30T12:00:00Z 8/30/2018 12:00:00 PM | Sandra Wolverton
Start Planning Now to Avoid That Holiday Debt
2018-08-29T13:00:00Z 8/29/2018 1:00:00 PM | Donna Carson
Invest in retirement or keep focusing on debt?
2018-08-28T14:00:00Z 8/28/2018 2:00:00 PM | Randy Kobbert
Exploring the Differences Between a Consumer Proposal and a Bankruptcy
2018-08-28T14:00:00Z 8/28/2018 2:00:00 PM | Nora Edwards
Aggressive Debt Repayment vs. Consumer Proposal
2018-08-23T12:00:00Z 8/23/2018 12:00:00 PM | Sandra Wolverton

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Life-Changing Debt Solutions

Are you overwhelmed by debt? The threatening phone calls from bill collectors, living paycheque to paycheque with no sense of security? Spending your days consumed with the thought of debt and agonizing over how you're ever going to get out? It's exhausting, and it's not the way life is supposed to be.

Our Life-Changing Debt Solutions are designed to permanently get you out of debt once and for all - so you can stop worrying and start living again.

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