Bankruptcy is a legal process that provides immediate protection to individuals experiencing financial trouble. It is administered at MNP by a Licensed Insolvency Trustee. The purpose is to provide you with a fresh financial start.

Learn About Bankruptcy

Consumer Proposal

A Consumer Proposal is an arrangement between you and your unsecured creditors to settle your debt. If you qualify, you can consolidate all of your unsecured debts into one monthly payment over a fixed period of time, often for less than the full amount owing.

Learn About Consumer Proposals

MNP Debt Scale Tool
MNP Debt Calculator


Real Stories. Real Results.

"a weight has been lifted off my shoulders"

MNP was amazing.  I had a great experience, and I feel so much less stress- like a weight has been lifted off my shoulders.  I recommend MNP and I rate them 5 stars.  

 -Sandra, Hamilton

; MNP was amazing. I had a great experience, and I feel so much less stress- like a weight has been lifted off my shoulders. I recommend MNP and I rate them 5 stars. -Sandra, Hamilton

What People Have To Say About Us


MNP Debt Blog

Bankruptcy isn’t as Daunting as it Sounds
2019-03-13T22:00:00Z 3/13/2019 10:00:00 PM | Bradley Milne
Four Mental Shifts for Better Money Management
2019-03-05T23:00:00Z 3/5/2019 11:00:00 PM | Grant Bazian
What Interest Rate Increases Can Mean for Homeowners
2019-03-05T16:00:00Z 3/5/2019 4:00:00 PM | Augustine Kwok
Why Looking Forward is the Best Approach to Your Finances
2019-02-21T16:00:00Z 2/21/2019 4:00:00 PM |
What Happens to My Debts When I Die?
2019-02-14T17:00:00Z 2/14/2019 5:00:00 PM | Wesley Cowan
Gambling Debt? Recovery is Possible
2019-02-13T22:00:00Z 2/13/2019 10:00:00 PM | Augustine Kwok
Debt Pinch Tightens its Grip Across Canada
2019-02-13T18:00:00Z 2/13/2019 6:00:00 PM | Grant Bazian

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Life-Changing Debt Solutions

Are you overwhelmed by debt? The threatening phone calls from bill collectors, living paycheque to paycheque with no sense of security? Spending your days consumed with the thought of debt and agonizing over how you're ever going to get out? It's exhausting, and it's not the way life is supposed to be.

Our Life-Changing Debt Solutions are designed to permanently get you out of debt once and for all - so you can stop worrying and start living again.

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