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Credit Counselling

There are a wide variety of credit counselling services operating across Canada. Typically, these credit counselling organizations review your current financial situation, provide budgeting advice and speak with creditors on your behalf about a more reasonable repayment schedule. If your situation is appropriate for the program offered, the credit counselling organization will collect funds from you and place them in a trust account for payment to your creditors. Before committing to any program, you should fully understand the costs and administration fees charged by the organization, since these charges may increase your total payment obligation and reduce the amount available for distribution to your creditors. Generally, the total amount you will pay will be equal to the total amount of your unsecured debt.

Life-Changing Debt Solutions is about finding the best choice that will work for you. To compare all the available options, contact us for a free confidential consultation.

Latest Blog Posts

2022-12-02

Budgeting During the Holidays (3 Minute Debt Break)

Lifestyle Debt

The holidays are a time to eat, drink and be merry! But the pressure to celebrate   the season can easily send your finances into the red for months. The desire to do the holidays in a big way could see your spending get carried away! There are plenty of ways to enjoy the season without blowing your budget and making the new year financially difficult. 

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