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The Pros and Cons of Joint Financing and Debt
Melanie Fuller-7237; Melanie Fuller 7237
2020-02-14T17:00:00Z 2/14/2020 5:00:00 PM

There are several reasons why you might consider joint financing debt.


Categories: In the Community;Lifestyle Debt
Filing for Bankruptcy When Unemployed
Melanie Fuller-7237; Melanie Fuller 7237
2018-01-29T15:00:00Z 1/29/2018 3:00:00 PM

If you don’t have a job when you file for bankruptcy, it doesn’t really make any difference to how your bankruptcy is administered. What does impact a bankruptcy filing is income from any source.


Categories: Bankruptcy;Debt Help
What Happens to Debt in Divorce
Melanie Fuller-7237; Melanie Fuller 7237
2017-11-21T22:30:00Z 11/21/2017 10:30:00 PM

Debt by itself can be a scary thing. Coupled with divorce, it can seem insurmountable.


Categories: Debt Help;Lifestyle Debt
What Can I Keep in a Bankruptcy in Ontario?
Melanie Fuller-7237; Melanie Fuller 7237
2017-02-06T16:00:00Z 2/6/2017 4:00:00 PM

People fear the word “bankruptcy” for many different reasons. Often people worry about the effects a bankruptcy may have on their credit rating, the effect on their family or on co-signors and the societal perceptions.


Categories: Bankruptcy
Trustee’s Aren’t Scary, They’re Here to Help!
Melanie Fuller-7237; Melanie Fuller 7237
2016-10-28T19:00:00Z 10/28/2016 7:00:00 PM


Categories: Bankruptcy;Debt Help
Can a Bankruptcy or Consumer Proposal Help With my Student Loan Debt?
Melanie Fuller-7237 Melanie Fuller 7237
2016-05-12T16:00:00Z 5/12/2016 4:00:00 PM

Federal and provincial student loans have enjoyed a special status over the years. The answer to the question of what debt solutions are available to you in the case of student loan debt, is not a simple one depending on the length of time you have been out of school.


Categories: Bankruptcy;Consumer Proposal;Alternatives to Bankruptcy
Cyber Monday and Black Friday
Melanie Fuller-7237 Melanie Fuller 7237
2015-11-30T22:00:00Z 11/30/2015 10:00:00 PM

While Black Friday and Cyber Monday used to be predominantly American shopping events, Canadian consumers and retailers have gotten right on board in recent years.


Categories: Lifestyle Debt;Debt Help
What Protection Exists in Ontario for Your Retirement Savings?
Melanie Fuller -7237 Melanie Fuller 7237
2015-10-28T21:00:00Z 10/28/2015 9:00:00 PM

If you are having difficulty paying your debt in Ontario and are concerned that creditors may be able to seize your retirement fund or if you are considering withdrawing the fund to pay your debt, it is important to know what creditors can and cannot seize in Ontario.


Categories: Lifestyle Debt;Debt Help
Having Multiple Credit Products Can Impact Your Credit Score
Melanie Fuller-7237 Melanie Fuller 7237
2015-04-27T17:00:00Z 4/27/2015 5:00:00 PM

Many consumers wonder what creditors look at when determining whether or not to grant a loan. Of course, it is relatively common knowledge they look at our credit score to help make a decision, but the question that remains is, what other factors impact that score?


Categories: Debt Help;Lifestyle Debt
Understanding Surplus Income and How Surplus Income Is Calculated
Melanie Fuller-7237 Melanie Fuller 7237
2012-02-24T07:00:00Z 2/24/2012 7:00:00 AM

I'm often asked about surplus income and how it's calculated. We'll review surplus income and voluntary payments in a bankruptcy.


Categories: Bankruptcy

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