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MNP Debt Blog

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Understanding debt-to-income ratio

The debt-to-income ratio is a common headline story; for a long time, it has been reported that the number is very high and ever increasing. So what is this ratio, why is it rising, and most importantly, what does it mean for you personally?

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What to do if you’re feeling blue this Blue Monday

While we’d never pretend to have solutions to all the problems that make Blue Monday depressing, there are steps you can take to reduce the financial stress that comes with this time of year.

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Five post-pandemic resolutions for financial health

Five ways we can financially ready ourselves for life after COVID.

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The difference between wants and needs when planning your budget

Perhaps the very first financial lesson many of us remember learning as children is the difference between needs and wants.

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Affordable ideas for exceptional gifts this holiday season

The festive season should be a wonderful, joyful, and relaxing time of year. However, the weeks and days leading up to the holidays are often stressful and overwhelming. This is due, in no small part, to the self-imposed pressure to stretch budgets beyond...

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5 budget-friendly gifts for a memorable festive season

The holidays can certainly be the most wonderful time of the year. But with all the pressure to spend, it can also be one of the most expensive and stressful.

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