MNP Debt Blog

I never got my discharge from my bankruptcy, what do I do?

There seems to be much confusion in Canada about what debts are released, or not released, in a bankruptcy or proposal. In part, I think that this is because people reading web pages on bankruptcy often find information on US bankruptcy laws, which are...

I am looking to file for bankruptcy. What must i know before i make that decision? thanks

Recent Changes in Bankruptcy Law may affect those with student loans owing, even if they filed before the changes were made.

Hi I wanted to know at what point bankruptcy comes completely off your credit. I was told 7 years but is that from the first point that I claimed or is that from discharge date? Thanks Travis

Determining how many years it takes until your name is cleared from the credit bureau.

How long does a bankruptcy last?

And do I lose my credit cards?

I want to know if I can keep my house, if I apply for bankruptcy I want to get out of this debt problem but I can't find a part-time job.

I have another question, I owe credit cards, have a mortgage, own my car, and have rsps. Will the bank take my house if I go bankrupt?