Love don’t cost a thing: 5 tips to save money on Valentine’s Day

Love doesn't have to be expensive. Valentine's Day is a special occasion to show your partner how much you care and appreciate them. But it can also be a stressful time if you're on a tight budget and want to impress them with a romantic gesture. Don't worry, we've got you covered with some tips on how to celebrate Valentine's Day on a budget without compromising on the quality of your date.

1. Plan ahead

One of the best ways to save money on Valentine's Day is to plan ahead and avoid big last-minute purchases. Discuss a budget with your partner ahead of the big day so that you are both collectively spending within your means. And make sure you both stick to it.

You can find better deals on flowers, chocolates, cards, and gifts if you shop online and in advance. Even if this is the biggest Valentine’s Day yet and you’re finally going on that big romantic trip, you can still save money by booking your travel and accommodations ahead of time, searching for all the best deals so you don’t blow your budget.

Whether you’re having a quiet romantic day at home, or making the occasion by touching down in your dream town, planning ahead gives you more time to think of creative and meaningful ways to express your love.

2. Cook a romantic meal at home

Instead of spending a fortune on a fancy restaurant, why not cook a romantic meal at home? The cost of groceries may be rising, but you’ll still save money in your kitchen versus a Valentine’s reservation at the most popular restaurant in town.

You can choose your partner's favorite dishes, set the mood with candles and music, and enjoy a cozy and intimate dinner together. Better yet, you can also make it more fun by cooking together, and sharing laughs as you make your way around each other in the kitchen. Feeling extra romantic? Surprise your partner with breakfast in bed. Cooking at home not only saves you money, but also shows your partner that you put effort and thought into the date and that all you really need for a romantic dinner — is each other.

3. Enjoy free or low-cost activities

There are plenty of ways to have fun with your partner without breaking the bank. You can go for a walk in the park. If you’re that couple who loves game night, break out your favourite game. Or if movies are still the ultimate date night then grab a bowl of popcorn, stock up on your favourite candy, and snuggle in to watch a movie on Netflix. Take it to the next level and turn the whole living room into a day-long cozy picnic.

If you want to get out, you can also look for free or low-cost events in your area. Concerts, comedy shows, art exhibitions, or festivals are all great opportunities for the most romantic night of the year. Of course, coupons can also be romantic on Valentine’s Day. You can use coupons or vouchers to get discounts on activities like bowling, mini-golf, or ice skating. The most important thing is to spend quality time with your partner and enjoy each other's company.

4. Do it yourself at home

Forget the expensive couples massage. Crack out those magic fingers yourself. Who needs a pedicure? You can paint your partner's nails. Flowers always wilt — but personalized scrapbooks last forever. You get the point.

Instead of paying for expensive gifts and experiences, create more personalized presents and interactions at home. All you need are some cucumber slices and dim lighting to kick off your own DIY spa experience. And there are countless intimate gifts you can make on your own that mean more than chocolate and roses ever could. Put the effort into a photo collage, a personalized mug, or a jar of love notes. Think you’re up for channeling your inner William Shakespeare? Go ahead and write that love poem you’ve always carried in your heart.

DIY isn’t just a trend, especially on Valentine’s Day. When it comes to romance, time and consideration can be more valuable than gold. 

5. Be thoughtful and sincere

The most valuable gift you can give your partner on Valentine's Day is your love and attention. You don't need to spend a lot of money to show them how much you care. You can also express your gratitude for all the things they do for you and tell them why you love them. Brush up on the five love languages, and find out how what matters most to your partner. Sometimes the most romantic gift is a little consideration for their own heart.

Maybe your partner isn’t a gushy romantic but they’ll adore it if you fix that squeaky drawer. If they love compliments, then shower them with praise all day and leave dozens of love notes for them to find around the house. Or if they are a hopeless romantic at heart, maybe all it takes is a slow dance in the kitchen to their favourite love song. Remember, it's the thought that counts, not the price tag.

Hearts and banks — the two things that should never be broken on Valentine’s Day

Valentine's Day is a celebration of love, not money. You can have a memorable and romantic date with your partner without harming your own financial standing. After all, Bankruptcy is not usually romantic. All you need is some planning, creativity, and sincerity. Follow these tips and your own heart, and you'll be sure to make your partner feel special and loved on the most romantic day of the year.