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More than half of Ontarians say interest rates will need to drop much further before their financial situation significantly improves

Caryl Newbery-Mitchell

MNP Consumer Debt Index

Ontarians are feeling pessimistic about their personal finances this quarter, despite the recent interest rate cut by the Bank of Canada.

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Caryl Newbery-Mitchell

MNP Consumer Debt Index

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Frequently Asked Questions

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Hear from Canadians just like you who have gotten a financial fresh start with MNP. The decision to move forward with a Consumer Proposal or Bankruptcy is never easy. These people were kind enough to share their stories because a Life-Changing Debt Solution changed their lives. They want you to know it’s not as scary as it seems — and the outcome is always worthwhile. 

MNP Consumer Debt Index

The MNP Consumer Debt Index measures Canadians’ attitudes toward their consumer debt and gauges their ability to pay bills, endure unexpected expenses and absorb interest-rate fluctuations without approaching insolvency.

Life Happens

We get it. Life Happens. Divorce, health problems and loss of employment. If you're struggling with debt and can’t see a way out. MNP can help. We are Government-Licensed Insolvency Trustee’s and accredited insolvency counsellors. We will review your financial situation and help you determine the best way to get out of debt and get the financial fresh start you deserve.

Life-Changing Debt Solutions

Our Life-Changing Debt Solutions are designed to permanently get you out of debt once and for all — so you can stop worrying and start living again.

Do-It-Yourself Debt Solutions

Your road to debt free is just a couple clicks away. Do-it-Yourself debt solutions available 24/7.

MNP Debt Calculator

Assess your finances and debt relief options.

Downloadable Forms

Access free, downloadable forms that will help you stay out of debt once and for all.

YouTube Video Library

Browse our curated Youtube playlists to help find the best Life-Changing Debt Solution for you.

Non-Financial Help

For those whose credit difficulties stem from troubles with abuse, addiction or mental health, becoming debt free may only be the beginning of your wellness journey.


Find a list of terms related to bankruptcy and consumer proposals that will help clarify confusion with these processes.

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