When Will I Be Considered Discharged From My Debts

You will be considered free or discharged from your debts once you have completed the entire process. Depending on the length of your bankruptcy, 9, 21, 24 or 36 months – as a bankrupt you have certain obligations: keep the Trustee informed of your financial and personal situation throughout the process, attend 2 counselling sessions, attend a meeting of creditors (if required), cooperate with the Trustee, make your monthly payments to the trustee, etc. Once this is completed, you will be discharged or released from your debts.