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What Is A Secured Debt
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Leslie, A secured debt is one where the lender (the person advancing the funds) takes security over an asset owned by the debtor (the person borrowing the funds). Typical examples are a mortgage on a home, a loan to buy a car secured on that car, a loan to buy a computer etc. The debtor will have executed a contract giving the lender security, and those contracts can usually be found by searching in Land Titles (for mortgages on real estate) or the Personal Property Security Registry ( for security registered on vehicles etc.). Ian Schofield Regina, Saskatchewan
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