2025-10-21
How we helped a client decide between a consumer proposal and bankruptcy
A client thought bankruptcy was their only way out. See how a consumer proposal helped them keep their home and repay debt with confidence.
What Is A Secured Debt
2008-03-15
Leslie, A secured debt is one where the lender (the person advancing the funds) takes security over an asset owned by the debtor (the person borrowing the funds). Typical examples are a mortgage on a home, a loan to buy a car secured on that car, a loan to buy a computer etc. The debtor will have executed a contract giving the lender security, and those contracts can usually be found by searching in Land Titles (for mortgages on real estate) or the Personal Property Security Registry ( for security registered on vehicles etc.). Ian Schofield Regina, Saskatchewan
Latest Blog Posts
2025-10-20
Seniors and Debt
Alternatives to Bankruptcy Bankruptcy Consumer Proposal Lifestyle Debt MNP Consumer Debt Index
Just when seniors should be relaxing and enjoying the fruits of their labour, many find themselves struggling financially — an unsettling contrast to the ease they’d hoped to live their golden years.
2025-10-17
How buyer’s remorse laws can help you stay out of debt
This is called buyer’s remorse. In some cases, Canadian law provides protections that can help you reverse these costly decisions and avoid sinking further into debt.
