2025-10-13
Managing debt through divorce: What to consider
Debt Solutions Lifestyle Debt
When relationships end, shared debt can become a lasting burden. Here’s what to know about your responsibilities, risks, and financial options.
2009-03-17
Your first consultation with our office is completely free, and it's a great opportunity to explore your options. To make the most of this meeting, it helps to bring as much accurate information as you can. We understand that you're just getting started, and we’re here to help guide you through the process.
To have the most productive conversation, try to bring details these three key areas:
Please bring a list of all your debts, including:
Even if you're unsure of the exact amounts or whether certain debts (such as student loans) might be affected by a bankruptcy or proposal, include them anyway. The more complete the list, the better we can help.
Different provinces have different rules about which assets are protected from creditors. To help us understand your situation, please bring a list of what you own and an estimate of each item’s value. You don’t need to list every piece of furniture, but do include things like:
At a minimum, we’ll need to know:
If you’re self-employed or don’t have a regular income, bring an estimate of what you expect to earn going forward. A rough income and expense summary for your business can also be helpful. Be sure to mention any special expenses, such as:
2025-10-13
Debt Solutions Lifestyle Debt
When relationships end, shared debt can become a lasting burden. Here’s what to know about your responsibilities, risks, and financial options.
2025-10-06
MNP Consumer Debt Index
Ontarians’ financial vulnerability is intensifying as persistent economic uncertainty, concerns about borrowing costs, and employment anxiety weigh on household confidence.
2025-10-06
MNP Consumer Debt Index
The financial vulnerability of Saskatchewan and Manitoba residents is intensifying as their financial cushions shrink and more households edge closer to insolvency.