What Happens If I Get Married After I Have Filed For Bankruptcy

2011-09-05

Hello, Your bankruptcy would not show on your spouse's credit report, however, they could be affected if you have joint debt - e.g. companion credit cards, co-borrowers on a loan.  If you have joint debt, your spouse would remain liable for those particular debts. The Trustee will not have an interest in assets that are owned by your spouse.  However, there are potential issues that could arise.  For example, in Manitoba people often host a social for the couple getting married.  This would result in a "windfall" or gift of cash for the couple and the Trustee may potentially have an interest in one-half of such funds. The Trustee must monitor the monthly income and expenses of the bankrupt's household.  This would include the income of your spouse assuming you are residing together and may result in you having "surplus" income.  The concept of "surplus" payments in bankruptcy is mentioned throughout our website. The best thing to do is contact a Trustee in your local area and have a discussion of your unique situation. Brad Milne, CIRP Trustee in Bankruptcy

Latest Blog Posts

2026-07-08

How to plan for increasing prices on household essentials

Marianne Steele-MacSween

Discover practical ways to manage everyday expenses, stretch your budget, and stay on track despite rising prices.

Read More

2026-07-07

What is the key to good financial health?

Joey Zanni

Good financial health is built gradually through making practical financial choices. These five habits can help support your financial well-being.

Read More

2026-06-25

Simple credit card tips: How to pay it off faster and keep your credit healthy

Pamela Meger

Learn how paying down credit card debt, checking your credit report, and managing utilization can improve your financial health.

Read More

Consultation icon